Group and Employee Benefits

Group Benefits Options for Your Business

At Valley United Insurance Agency, we help employers create benefits packages that support recruitment, retention, and employee wellbeing, all while keeping an eye on the bottom line. Whether you're looking to offer traditional health insurance, flexible reimbursement options, or voluntary add-ons, we’ll help you compare your choices and build a plan that fits your team.

Explore fully-insured, self-funded, and level-funded plans — and find the right structure for your business. Learn how network types, cost-sharing, and enrollment options affect your bottom line and your employees’ experience.

Health Savings Accounts (HSAs) help employees save for qualified medical expenses, as a complement to qualified high deductible health plans (HDHPs). We'll help you build a benefits package that supports your employees and is a good fit for your business.

HRAs offer a flexible, tax-advantaged way to reimburse employees for premiums and care expenses — without offering a traditional group plan. Compare ICHRA and QSEHRA options to learn what fits your goals.

Enhance your benefits package with affordable add-ons like dental, vision, hearing, disability, and life insurance. These optional plans offer big value to employees — often at little or no cost to the employer.