Our Team

Valley United Insurance Agency is committed to providing the highest level of quality and service in all aspects of insurance needs to our clients.

For more than 20 years, Valley United Insurance Agency has specialized in the sales and service of Employee Benefits. With over 150 years of combined experience in the healthcare industry, we take pride in being able to offer effective benefit solutions designed to meet the needs of Employers and Individuals.

Jessica Federico

Owner/Benefits Consultant

Jessica started with Valley United Insurance Agency in July 2014. She currently serves as Owner and Benefits Consultant as of January 2026.

She works on small and large employer group business.

She received her Bachelors Degree in Business from Northwood University, is a Bay Area Chamber of Commerce member, Saginaw Chamber of Commerce Member, and Leaders of Bay County Class of 2018 Alumni.

Email: jessica@valleyunitedinsurance.com

Julie Tacktor

Owner/Benefits Consultant

Julie started with Valley United Insurance Agency in August of 2017.She currently serves as Owner and Benefits Consultant as of January 1, 2026.

Julie specializes in group and individual business.

Email: julie@valleyunitedinsurance.com

Brian Huggins

Agent and Benefits Consultant

Brian Huggins has worked with Valley United Insurance since 1987 and has served as the President of the company for the last 25 years working with local community employer groups and individuals.

He currently serves as a Licensed Agent for Medicare and Individuals along with sharing his wealth of knowledge to our staff.

Email: brian@valleyunitedinsurance.com

Deb Neilson

Licensed Agent

Deb Neilson joined Valley United Insurance in 2003 and brought a wealth of knowledge from her position as Account Manager with Blue Cross Blue Shield of Michigan. Deb has more than 30 years of experience in health care and is extremely well respected in the industry. She is a State of Michigan Licensed Agent and is designated as an Advanced Certified Chartered Benefits Consultant. Deb specializes in the large group market assisting fully-insured, experience rated and self-insured customers. Deb’s book of business is very well diversified as she works with governmental entities such as Counties, Townships and Transportation Authorities as well as many different industries in the private sector.

Email: deb@valleyunitedinsurance.com

Stephanie Anderson

Stephanie joined the Valley United Team in 2024. She is a licensed agent and focuses on Medicare and Individual business with Valley United.

Email: stephanie@valleyunitedinsurance.com

Customer Service Representatives

Amanda Hubert

Account Manager

Amanda joined the Valley United Insurance team in 2019. She is a Licensed Agent with the State of Michigan and our Office Manager.

She handles large groups and some key groups Deb Neilson, Julie Tacktor and Jessica Federico.

Email: amanda@valleyunitedinsurance.com

Shannon Eimers

Shannon Eimers joined the Valley United Team in 2023 and is an Account Manager handling small group business for Deb Neilson, Julie Tacktor and Jessica Federico.

Email: shannon@valleyunitedinsurance.com

Amber Shook

Amber joined the Valley United team in 2025. She is an Individual/Medicare Account Representative working with both Stephanie Anderson and Brian Huggins.

Email: amber@valleyunitedinsurance.com